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8 Tips to Become a Savvy Spender
We work hard to earn money, so we should be free to spend it as we wish. Right? However, thinking ahead and learning to be wise spenders is paramount to success. By becoming savvy spenders, we can keep more of the money we earn, which allows us to save for unexpected expenses, invest in stocks, or cover our regular bills, such as our mortgage.
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8 Lessons to Create a Budget
When it comes to the most vital skills in personal finance, I think learning how to create a budget is at the top. Whether you’re a college student, a stay-at-home parent, or a young professional, budgeting is a critical aspect of achieving financial success. I have learned a lot about personal finance and have consolidated my knowledge in this blog, here are 8 lessons to create a budget like a personal finance expert. Furthermore, know that how you manage your money by creating a budget can mean whether you become successful with money or not. Therefore, let’s start first with the first point, and that is having a goal. 1.…
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The Power of Forgiveness: 8 Reasons Why We Should Forgive Ourselves and Others
The act of forgiveness is a powerful and meaningful endeavor. Letting go, rekindling connections, and embracing love, trust, and peace may seem difficult to achieve. However, forgiveness offers us the inner peace we deserve. For many of us, it is challenging to give another chance to someone who has hurt us; we often try to protect ourselves from the pain associated with those memories. During this holiday season, it’s important to recognize that holding onto pain limits our ability to enjoy the moments of love and joy around us. As we return home for the holidays, events like Thanksgiving and Christmas can bring mixed emotions. Some may experience anxiety or…
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8 Ways to Start a Journal This Year
I am always amazed by the people who have consistently kept a journal documenting their lives. Keeping a daily diary or journal is a habit that many renowned men and women have made throughout history. A journal is a form of personal record keeping of events, experiences, observations, and even lessons learned, done regularly. Some forms of journals include a personal diary or journal, a work journal, or an academic journal. I started my journaling journey a decade ago using a paper journal, a Moleskine, and now converted to digital notes and a small notebook. Moreover, my journaling practice has served as a place to self-reflect, document my life, and…
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8 Lessons from the Book “The 7 Habits of Highly Effective People” by Stephen Covey
There’s one self-development book that has profoundly shaped the way I think of life, success, and productivity. The book is “The 7 Habits of Highly Effective People” by Stephen R. Covey. Covey’s self-help tome has become widely popular and influential in the modern age since its 1989 publication, translated into over 40 languages, and it has become a classic. When I read this book during college, I had an epiphany about how a productive, effective person could be, and it created a framework for personal and professional success based on seven fundamental habits. Stephen Covery’s book, “The 7 Habits of Highly Effective People“ When I first read the book, I…
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8 Daily Habits That Will Make You Successful
Successful people are successful because they have habits that can power and lead them to success. Aside from having clear goals, being proactive, being open to learning, and being disciplined, certain daily habits many successful people have in common align them to their purpose, ground them to become more mindful, and make them more productive than most others. We can all adopt these specific habits to achieve our inevitable success. Here are 8 daily habits of successful people that will make us successful. 1. “Early to Bed, Early to Rise” Benjamin Franklin wrote in his book “Poor Richard’s Almanack” that “early to bed, and early to rise, makes a man…
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8 Self-Care Habits of Rich and Successful People
During the pandemic, I learned ways to practice self-care and recovery, which has become an essential part of my life. Self-care is a way to ensure we take the time to breathe, practice mindfulness, and, most notably, allow ourselves to rest. Unfortunately, many of us don’t practice self-care. As a result, we can experience faster burnout, anxiety, fatigue, and depression when we do not replenish our spirits and recover from stress and work. The current research suggests regular self-care can yield a better physical body and healthier mental, emotional, and spiritual well-being. Wealthy and successful people are often tuned to the need for self-care and recovery to perform in the…
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8 Money Rule of Thumbs That Will Make You Rich
There are many rules of thumb out there when it comes to life but what I want to write about are the most important ones that deal with money and getting rich. I love and rely on rules of thumb that help guide me in many facets of my life, especially managing my finances. A rule of thumb is a term for practical advice, a guiding principle based on theory or experience simplified enough to follow it (if we choose to) and yield success. What if we have the most critical rules of thumb about money to help guide us? I collected the financial rules of thumb passed on by…
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8 Ways to Mindfulness Meditation (A Beginner’s Guide)
What is Mindfulness Meditation? Mindfulness meditation is a type of meditation that has its roots in ancient Indian tantras such as the ‘Vigyan Bhairava Tantra.’ Gautama Buddha practiced this type of meditation 2,500 years ago. Today, it has become part of the Buddhism spiritual practice. It is often referred to as ‘mindfulness meditation’ and has since become widespread, adopted by regular people like you and I, wanting to attain inner peace and a sense of self-awareness. The popularity of mindfulness meditation has spread around the globe as researched findings show benefits from individuals who practice it. It has been shown to improve focus, concentration, precision, enhance the quality of communication…
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8 Lessons from the Richest Man in Babylon (On Wealth Building)
In 1926, George Samuel Clason published a series of pamphlets written in parables that was set in the ancient city of Babylon. The book became known as The Richest Man in Babylon and has become a classic in financial literature. I first encountered this little book when I graduated college and was blown away by the simplicity of the story and by the tried-and-true lessons it presented for accumulating wealth.
